Financial Services >> CEO Interviews >> May 25, 2004

B.elkins / W.harter – Direct General Corporation (drct)

WILLIAM J. HARTER has been our Senior Vice President ' Corporate Development, Banking and Finance since February 2003 and served as our Senior Vice-President ' Products and Development from November 1999 to February 2003. Mr. Harter has over 15 years of experience in the financial services industry. From June 1988 to November 1999, he was employed by First Tennessee Bank National Association, where he served as Senior Vice President, Metropolitan Banking. In this position, he performed corporate banking services for middle and large market companies in the mid-south region. Prior to that, Mr. Harter spent three years with NCNB National Bank (now known as Bank of America) where he sold and serviced banking products to Fortune 1000 and middle-market companies in the Pennsylvania and Delaware markets. Mr. Harter earned a Bachelor of Arts degree from Iowa State University in Ames, Iowa and an MBA from Emory University in Atlanta, Georgia. Profile
BARRY D. ELKINS is Senior Vice President and Chief Financial Officer of Direct General. Mr. Elkins has been with Direct General since 1993 and has 16 years experience in the fields of accounting and financial services. He has served in various positions with Direct General, including Vice President and CFO, as well as Treasurer and Secretary. Prior to joining the company, Mr. Elkins was employed for four years as an Audit Manager with the Nashville-based accounting firm of Faulkner Mackie and Cochran. He also spent five years with the accounting firm of Ernst and Young, LLP. Mr. Elkins earned a Bachelor of Science degree in Accounting from David Lipscomb University in Nashville, Tennessee. He is also a member of the American Institute of Certified Public Accountants and the Tennessee Society of Certified Public Accountants. Profile
TWST: Would you give us an overview of Direct General today and a brief

history?

Mr. Elkins: Direct General began its operations in April 1991, operating

in the State of Tennessee with a