Financial Services >> CEO Interviews >> May 25, 2004
WILLIAM J. HARTER has been our Senior Vice President ' Corporate
Development, Banking and Finance since February 2003 and served as our
Senior Vice-President ' Products and Development from November 1999 to
February 2003. Mr. Harter has over 15 years of experience in the
financial services industry. From June 1988 to November 1999, he was
employed by First Tennessee Bank National Association, where he served
as Senior Vice President, Metropolitan Banking. In this position, he
performed corporate banking services for middle and large market
companies in the mid-south region. Prior to that, Mr. Harter spent three
years with NCNB National Bank (now known as Bank of America) where he
sold and serviced banking products to Fortune 1000 and middle-market
companies in the Pennsylvania and Delaware markets. Mr. Harter earned a
Bachelor of Arts degree from Iowa State University in Ames, Iowa and an
MBA from Emory University in Atlanta, Georgia. Profile
BARRY D. ELKINS is Senior Vice President and Chief Financial Officer of
Direct General. Mr. Elkins has been with Direct General since 1993 and
has 16 years experience in the fields of accounting and financial
services. He has served in various positions with Direct General,
including Vice President and CFO, as well as Treasurer and Secretary.
Prior to joining the company, Mr. Elkins was employed for four years as
an Audit Manager with the Nashville-based accounting firm of Faulkner
Mackie and Cochran. He also spent five years with the accounting firm of
Ernst and Young, LLP. Mr. Elkins earned a Bachelor of Science degree in
Accounting from David Lipscomb University in Nashville, Tennessee. He is
also a member of the American Institute of Certified Public Accountants
and the Tennessee Society of Certified Public Accountants. Profile
TWST: Would you give us an overview of Direct General today and a briefhistory?
Mr. Elkins: Direct General began its operations in April 1991, operating
in the State of Tennessee with a