Barry D. Elkins

BARRY D. ELKINS is Senior Vice President and Chief Financial Officer of
Direct General. Mr. Elkins has been with Direct General since 1993 and
has 16 years experience in the fields of accounting and financial
services. He has served in various positions with Direct General,
including Vice President and CFO, as well as Treasurer and Secretary.
Prior to joining the company, Mr. Elkins was employed for four years as
an Audit Manager with the Nashville-based accounting firm of Faulkner
Mackie and Cochran. He also spent five years with the accounting firm of
Ernst and Young, LLP. Mr. Elkins earned a Bachelor of Science degree in
Accounting from David Lipscomb University in Nashville, Tennessee. He is
also a member of the American Institute of Certified Public Accountants
and the Tennessee Society of Certified Public Accountants.