William J. Harter

WILLIAM J. HARTER has been our Senior Vice President ‘ Corporate
Development, Banking and Finance since February 2003 and served as our
Senior Vice-President ‘ Products and Development from November 1999 to
February 2003. Mr. Harter has over 15 years of experience in the
financial services industry. From June 1988 to November 1999, he was
employed by First Tennessee Bank National Association, where he served
as Senior Vice President, Metropolitan Banking. In this position, he
performed corporate banking services for middle and large market
companies in the mid-south region. Prior to that, Mr. Harter spent three
years with NCNB National Bank (now known as Bank of America) where he
sold and serviced banking products to Fortune 1000 and middle-market
companies in the Pennsylvania and Delaware markets. Mr. Harter earned a
Bachelor of Arts degree from Iowa State University in Ames, Iowa and an
MBA from Emory University in Atlanta, Georgia.