Steven J. Haack

STEVEN J. HAACK is Executive Vice President and Chief Financial Officer
of West Georgia National Bank and Secretary/Treasurer of WGNB Corp., the
holding company for West Georgia National Bank. He has been employed by
the bank as its Chief Financial Officer since January 1995 and has
served as Secretary/Treasurer of the company since 1998. Mr. Haack holds
a BBA in Accounting from Iowa State University from which he graduated
in 1982. Mr. Haack has held senior management positions in banking since
1989. Prior to his banking career, he practiced as a Certified Public
Accountant in Atlanta. His focus in public accounting was on real estate
syndication, public companies and financial institutions. Mr. Haack is
active in the community. He is a Vice Chairman of the Board of Directors
of the Carroll County Water Authority and serves on its Finance
Committee. He is also the Chief Financial Officer and on the Executive
Committee of Youth Connections Youth Services, Inc., which does business
as Live Oak Crisis Shelter. He is also active in his church, serving as
elder, Sunday school teacher and guitar player.