Joseph P. Cerqua

JOSEPH P. CERQUA is a Portfolio Manager and Analyst for Clover Capital
Management, Inc. He joined the firm in 1995 and is a member of the
firm’s fixed income team. Mr. Cerqua concentrates on market strategy
and credit research. He has also developed in-house databases to
facilitate work in those areas. Mr. Cerqua is a 1991 graduate of the
State University of New York at Oswego with a major in Applied
Mathematical Economics. He is a Chartered Financial Analyst. Mr. Cerqua
enjoys outdoor activities and is an enthusiast of whitewater rafting,
mountain biking and downhill skiing, to name just a few.