Kevin E. Silverman

KEVIN E. SILVERMAN is a Director at ABN AMRO, Inc. where he provides
equity research to institutional investors on consumer related
companies, including direct marketing, consumer products and other
specialty retailers. Previously, he was associated with EVEREN
Securities, Harris Associates, Duff & Phelps, Inc., and Stifel Nicolaus.
Kevin is widely quoted as an authority on direct marketing stocks and
participates in industry seminars and conferences. A Chartered
Financial Analyst, he is on the Board of Directors of the Investment
Analysts Society of Chicago. Mr. Silverman received his Master of
Science-Finance degree from the University of Wisconsin-Madison.