Kermit K. Houser

KERMIT K. HOUSER has served as President, Chief Executive Officer
and Director of Klamath First Bancorp since November, 2000.
Before accepting his current position, Mr. Houser was Senior Vice
President and Regional Manager of Bank of America’s South Valley
Region, headquartered in Fresno, California. His 18 years with
Bank of America included positions of Chief Credit Officer – Bank
of America Oregon; Group Manager of Oregon’s Commercial Banking
and Vice President, Team Leader in Seattle First National Bank’s
Special Assets Department. Before joining Bank of America in
1983, Mr. Houser held positions at Oregon Bank for six years as
Vice President and Manager, and six years at Wells Fargo Bank. He
graduated from the California State College system in 1971 after
service in the U.S. Army.