Financial Services >> CEO Interviews >> March 31, 2003

Kermit Houser – Klamath First Bancorp Inc

MARSHALL J. ALEXANDER is EVP & Chief Financial Officer of Klamath First Bancorp, Inc. Mr. Alexander has spent the last 25 years in banking, starting with Old National Bank of Washington in the management trainee program. He has worked with several community and regional commercial banks and thrifts in the west in various capacities, including consumer and commercial lending officer, operations and data processing positions, as well as finance and accounting. He graduated from the University of California at Berkeley with a degree in Economics and Finance after a short tour of duty in the U.S. Navy at the end of the Vietnam War era. Profile
KERMIT K. HOUSER has served as President, Chief Executive Officer and Director of Klamath First Bancorp since November, 2000. Before accepting his current position, Mr. Houser was Senior Vice President and Regional Manager of Bank of America's South Valley Region, headquartered in Fresno, California. His 18 years with Bank of America included positions of Chief Credit Officer - Bank of America Oregon; Group Manager of Oregon's Commercial Banking and Vice President, Team Leader in Seattle First National Bank's Special Assets Department. Before joining Bank of America in 1983, Mr. Houser held positions at Oregon Bank for six years as Vice President and Manager, and six years at Wells Fargo Bank. He graduated from the California State College system in 1971 after service in the U.S. Army. Profile
TWST: Could we begin with a brief historical sketch of Klamath

First Bancorp and an overview of things as they are now?

Mr. Houser: Klamath First was initially chartered as a

traditional