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The latest headlines and interview extracts:

Hartford is Analyst's favourite stock (7/24/03)
- MICHELLE A. GIORDANO-VALENTINE, J. P. Morgan Securities
- Life Insurance

Executive Board member says Hannover Re is the best-diversified company in reinsurance world (12/2/02)
- JÜRGEN GRÄBER, Hannover Re AG
- Insurance

Director of Corporate Development says Friends Provident is a leader in the application of technology (9/27/02)
- VITOR FERREIRA, Friends Provident PLC
- Life Insurance

Philadelphia Consolidated is pretty well position and has a clean balance sheet, reports Analyst (1/18/02)
- JAY A. COHEN, Merrill Lynch
- Non-Life Insurance

Analyst reports on Lincoln National (9/7/01)
- COLIN W. DEVINE, Salomon Smith Barney Inc.
- Life Insurance

Off The Record: Progressive has made a remarkable recovery, reports Industry Observer (9/7/01)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Insurance

In the near term ACE is positioned well for the shape of the pricing cycle turn, reports Analyst (9/7/01)
- CLIFFORD H. GALLANT, Keefe, Bruyette & Woods, Inc.
- Non-Life Insurance

Analyst recommends Manulife (9/6/01)
- MICHELLE A. GIORDANO, J.P. Morgan Securities, Inc.
- Life Insurance

Off The Record: Lincoln National's CEO has done a good job, praises Analyst (9/6/01)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Insurance

One of Analyst's top picks is Chubb Corporation (9/6/01)
- KENNETH S. ZUCKERBERG, Dresdner Kleinwort Wasserstein
- Non-Life Insurance

Off The Record: Hartford Financial Services has done a very good job, reports an Insurance Professional (9/5/01)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Insurance

Analyst rates XL Capital as a near-term buy and a long-term buy (9/5/01)
- JAY A. COHEN, Merrill Lynch
- Non-Life Insurance

Analyst rates AFLAC as a Buy (9/5/01)
- MICHELLE A. GIORDANO, J.P. Morgan Securities, Inc.
- Life Insurance

Analyst's top pick for 2001 is UNUMProvident (4/10/01)
- DAVID LEWIS, Robinson-Humphrey Company, LLC
- Life Insurance

Analyst currently has a Buy rating on Annuity & Life Re (4/4/01)
- ALFRED M. CAPRA, Putnam Lovell Securities, Inc.
- Life Insurance

Analyst recommends Chubb Corporation (11/9/00)
- JEFFREY V. THOMPSON, Advest, Inc.
- Non-Life Insurance

Analyst has a buy rating on AIG (11/8/00)
- JEFFREY V. THOMPSON, Advest, Inc.
- Non-Life Insurance

Merrill Lynch Analyst highlights Hartford Financial Services (11/8/00)
- JAY A. COHEN, Merrill Lynch
- Non-Life Insurance

Analyst emphasizes Selective Insurance Group (11/8/00)
- JEFFREY V. THOMPSON, Advest, Inc.
- Non-Life Insurance

Analyst singles out Progressive (11/7/00)
- JEFFREY V. THOMPSON, Advest, Inc.
- Non-Life Insurance

Merrill Lynch Analyst likes ACE Limited (11/7/00)
- JAY A. COHEN, Merrill Lynch
- Non-Life Insurance

Analyst likes Nationwide. (3/2/00)
- MICHELLE GIORDANO, J.P. Morgan Securities Inc.
- Life Insurance

Off The Record: 'Discipline, Drive and Dependability' for Hartford Life. (3/2/00)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Life Insurance

PaineWebber Analyst likes AFLAC. (3/2/00)
- ROBERT A. LEE, PaineWebber Equity Research.
- Life Insurance

Analyst likes ReliaStar. (3/2/00)
- JOHN A. HALL, Prudential Securities
- Life Insurance

Analyst likes Hartford Life. (3/2/00)
- DAVID LEWIS, The Robinson-Humphrey Company
- Life Insurance

Company Interview Excerpt: Curt Culver - Mgic Investment Corporation (MTG) (0/0/00)
- Curt Culver, Mgic Investment Corporation (MTG)
- Non-Life Insurance

: Off The Record: Life Insurance (0/0/00)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Life Insurance

: Roundtable Forum: Property & Casualty Insurance (1) (0/0/00)
- ,
- Non-Life Insurance

Company Interview Excerpt: Guy Barker - Old Mutual Plc (OML.L) (0/0/00)
- Guy Barker, Old Mutual Plc (OML.L)
- Life Insurance

Company Interview Excerpt: Jim Henderson - Brown & Brown Inc (BRO) (0/0/00)
- Jim Henderson, Brown & Brown Inc (BRO)
- Insurance Brokers

: Roundtable Forum: Life Insurance (0/0/00)
- ERIC N. BERG, Lehman Brothers
- Life Insurance

Company Interview Excerpt: J. Powell Brown – Brown & Brown, Inc. (BRO) (0/0/00)
- ,
- Insurance Brokers

Company Interview Excerpt: Ronald Hunter - Standard Management Corporation (SMAN) (0/0/00)
- Ronald Hunter, Standard Management Corporation (SMAN)
- Life Insurance

: Off The Record: Life Insurance Industry (0/0/00)
- ,
- Life Insurance

Analyst Interview Excerpt: Non-life Insurance: Jay Cohen - Merrill Lynch (0/0/00)
- Jay Cohen, Merrill Lynch
- Non-Life Insurance

Company Interview Excerpt: Scott Willkomm - Scottish Annuity & Life (917490.BE) (0/0/00)
- Scott Willkomm, Scottish Annuity & Life (917490.BE)
- Insurance

Company Interview Excerpt: Peter Crawford - Co-operators General Insurance Company (CCS.PR.A.TO) (0/0/00)
- Peter Crawford, Co-operators General Insurance Company (CCS.PR.A.TO)
- Non-Life Insurance

Analyst Interview Excerpt: Outlook For Property Casualty Insurance: Michael Paisan - William Capital Group (0/0/00)
- Michael Paisan, William Capital Group
- Insurance

Company Interview Excerpt: Thomas King - The Progressive Corporation (PGR) (0/0/00)
- Thomas King, The Progressive Corporation (PGR)
- Non-Life Insurance

Company Interview Excerpt: Thomas Taylor - Amica Mutual Insurance Company (0/0/00)
- Thomas Taylor, Amica Mutual Insurance Company
- Insurance

Company Interview Excerpt: Andrew Speaker - Mercer Insurance Group Inc (MIGP) (0/0/00)
- Andrew Speaker, Mercer Insurance Group Inc (MIGP)
- Non-Life Insurance

Company Interview Excerpt: Kathy Bardswick - Co-operators Group Ltd (CCS-PA:TSX) (0/0/00)
- Kathy Bardswick, Co-operators Group Ltd (CCS-PA:TSX)
- Insurance

Company Interview Excerpt: John Hayden - The Midland Company (MLAN) (0/0/00)
- John Hayden, The Midland Company (MLAN)
- Non-Life Insurance

Analyst Interview Excerpt: Specialty Insurance Stocks : John B. Keefe - Ferris Baker Watts Inc (0/0/00)
- John B. Keefe, Ferris Baker Watts Inc
- Insurance

Company Interview Excerpt: Michael Mcguire - Endurance Specialty Holdings Ltd (ENH) (0/0/00)
- Michael Mcguire, Endurance Specialty Holdings Ltd (ENH)
- Non-Life Insurance

Company Interview Excerpt: Hussein A. Enan - Insweb Corporation (INSW) (0/0/00)
- Hussein A. Enan, Insweb Corporation (INSW)
- Insurance

Company Interview Excerpt: Sean S. Sweeney – Philadelphia Consolidated Holdings Corp. (PHLY) (0/0/00)
- ,
- Non-Life Insurance

Analyst Interview Excerpt: Legal Issues IN The Insurance Industry: James Shanman - Edwards & Angell Llp (0/0/00)
- James Shanman, Edwards & Angell Llp
- Insurance

Company Interview Excerpt: Mark Watson Iii - Argonaut Group Inc (AGII) (0/0/00)
- Mark Watson Iii, Argonaut Group Inc (AGII)
- Non-Life Insurance

Analyst Interview Excerpt: Outlook For Property & Casualty Insurance – J. Paul Newsome – Sandler O'NEIL + Partners, LP (0/0/00)
- ,
- Non-Life Insurance

Analyst Interview Excerpt: Insurance Brokers: Jonathan Balkind - Fox-pitt, Kelton Inc (0/0/00)
- Jonathan Balkind, Fox-pitt, Kelton Inc
- Insurance Brokers

Company Interview Excerpt: James Smith - Summit Life Corporation (SUMC) (0/0/00)
- James Smith, Summit Life Corporation (SUMC)
- Life Insurance

Analyst Interview Excerpt: Outlook For Insurance Brokers - Meyer Shields - Stifel, Nicolaus & Company, Inc. (0/0/00)
- Outlook For Insurance Brokers, Meyer Shields - Stifel, Nicolaus & Company, Inc.
- Insurance Brokers

Company Interview Excerpt: J. Ridley Howard - Cotton States Life Insurance CO (CSLI) (0/0/00)
- J. Ridley Howard, Cotton States Life Insurance CO (CSLI)
- Life Insurance

: Off The Record: Life Insurance (0/0/00)
- ,
- Life Insurance

Company Interview Excerpt: Willis King Jr. - Highlands Insurance Group Inc (HIC) (0/0/00)
- Willis King Jr., Highlands Insurance Group Inc (HIC)
- Non-Life Insurance

Company Interview Excerpt: John Pergande - Inspire Insurance Solutions (NSPR) (0/0/00)
- John Pergande, Inspire Insurance Solutions (NSPR)
- Insurance

Company Interview Excerpt: James Bryce - Ipc Holdings Ltd (IPCR) (0/0/00)
- James Bryce, Ipc Holdings Ltd (IPCR)
- Non-Life Insurance

Company Interview Excerpt: Patricia Costante - Miix Group Inc (MHU) (0/0/00)
- Patricia Costante, Miix Group Inc (MHU)
- Non-Life Insurance

Company Interview Excerpt: John Rife - United Fire & Casualty Company (UFCS) (0/0/00)
- John Rife, United Fire & Casualty Company (UFCS)
- Insurance

Company Interview Excerpt: Raymond Barrette - White Mountains Insurance Group Ltd (WTM) (0/0/00)
- Raymond Barrette, White Mountains Insurance Group Ltd (WTM)
- Non-Life Insurance

Company Interview Excerpt: Rick Riley - Citizens Inc (CIA) (0/0/00)
- Rick Riley, Citizens Inc (CIA)
- Insurance

Company Interview Excerpt: John W. Hayden - The Midland Company (MLAN) (0/0/00)
- John W. Hayden, The Midland Company (MLAN)
- Non-Life Insurance

Analyst Interview Excerpt: Insurance Stocks : Andrew Oliver - Oliver Securities (0/0/00)
- Andrew Oliver, Oliver Securities
- Insurance

Company Interview Excerpt: John Weale - Ipc Holdings Ltd (IPCR) (0/0/00)
- John Weale, Ipc Holdings Ltd (IPCR)
- Non-Life Insurance

Company Interview Excerpt: Patrick Thiele - Parterre (PRE) (0/0/00)
- Patrick Thiele, Parterre (PRE)
- Insurance

Company Interview Excerpt: Stan Galanski – The Navigators Group, Inc. (NAVG) (0/0/00)
- ,
- Non-Life Insurance

Analyst Interview Excerpt: Risk Modeling: S.MING Lee - Air Worldwide Corporation (0/0/00)
- S.MING Lee, Air Worldwide Corporation
- Insurance

Analyst Interview Excerpt: Life Insurance Stocks : John A. Hall - Prudential Securities (0/0/00)
- John A. Hall, Prudential Securities
- Life Insurance

Company Interview Excerpt: Douglas D. Dirks - Employers Holdings, Inc. (EIG) (0/0/00)
- Douglas D. Dirks, Employers Holdings, Inc. (EIG)
- Non-Life Insurance

Analyst Interview Excerpt: Outlook For Life Insurance Stocks: Michelle Giordano - J.P Morgan Chase & CO (0/0/00)
- Michelle Giordano, J.P Morgan Chase & CO
- Life Insurance

Company Interview Excerpt: Ken Carter - Jardine Lloyd Thompson Plc (JLT.L) (0/0/00)
- Ken Carter, Jardine Lloyd Thompson Plc (JLT.L)
- Insurance Brokers

Company Interview Excerpt: Raymond Mcfeetors - The Great-west Life Assurance Company (GWO.TO) (0/0/00)
- Raymond Mcfeetors, The Great-west Life Assurance Company (GWO.TO)
- Life Insurance

Company Interview Excerpt: David Eslick - U.S.I. Holdings Corporation (USIH) (0/0/00)
- David Eslick, U.S.I. Holdings Corporation (USIH)
- Insurance Brokers

Company Interview Excerpt: Mark Oliver - Citizens Inc (CIA) (0/0/00)
- Mark Oliver, Citizens Inc (CIA)
- Life Insurance

Analyst Interview Excerpt: Life Insurance Companies: Colin Devine - Smith Barney (0/0/00)
- Colin Devine, Smith Barney
- Life Insurance

Company Interview Excerpt: Frank Bivona - Ambac Financial Group Inc (ABK) (0/0/00)
- Frank Bivona, Ambac Financial Group Inc (ABK)
- Non-Life Insurance

Company Interview Excerpt: Richard A. Maloy, Jr. - Insurehitech (0/0/00)
- Richard A. Maloy, Jr., Insurehitech
- Insurance

Company Interview Excerpt: Walter Kulikowski - Quotesmith.com Inc (QUOT) (0/0/00)
- Walter Kulikowski, Quotesmith.com Inc (QUOT)
- Insurance

Company Interview Excerpt: James Noyce - Fbl Financial Group Inc (FFG) (0/0/00)
- James Noyce, Fbl Financial Group Inc (FFG)
- Non-Life Insurance

Company Interview Excerpt: Mark Guthrie - Insweb Corporation (INSW) (0/0/00)
- Mark Guthrie, Insweb Corporation (INSW)
- Insurance

Company Interview Excerpt: Stanley Galanski - The Navigators Group Inc (NAVG) (0/0/00)
- Stanley Galanski, The Navigators Group Inc (NAVG)
- Non-Life Insurance

Company Interview Excerpt: Bronek Masojada - Hiscox Insurance Ltd (HSX) (0/0/00)
- Bronek Masojada, Hiscox Insurance Ltd (HSX)
- Insurance

Company Interview Excerpt: Andrew Speaker - Mercer Insurance Group Inc (MIGP) (0/0/00)
- Andrew Speaker, Mercer Insurance Group Inc (MIGP)
- Non-Life Insurance

Analyst Interview Excerpt: P&C Insurers & Insurance Brokers: John Keefe - Ferris, Baker Watts (0/0/00)
- John Keefe, Ferris, Baker Watts
- Insurance

Company Interview Excerpt: Michael Bodayle - First Acceptance Corporation (FAC) (0/0/00)
- Michael Bodayle, First Acceptance Corporation (FAC)
- Non-Life Insurance

Company Interview Excerpt: Raymond L. Mcfeetors - Great-west Life Assurance (GWLPL.M) (0/0/00)
- Raymond L. Mcfeetors, Great-west Life Assurance (GWLPL.M)
- Insurance

Company Interview Excerpt: Mike Stone – Rli Corp. (RLI) (0/0/00)
- ,
- Non-Life Insurance

Analyst Interview Excerpt: The State OF The Reinsurance Industry: Thomas Holzheu - Swiss RE (0/0/00)
- Thomas Holzheu, Swiss RE
- Insurance

Company Interview Excerpt: Walter Bateman - Harleysville Group Inc (HGIC) (0/0/00)
- Walter Bateman, Harleysville Group Inc (HGIC)
- Non-Life Insurance

Analyst Interview Excerpt: Outlook For Directors & Officers Insurance: Keith Thomas - Zurich North America (0/0/00)
- Keith Thomas, Zurich North America
- Non-Life Insurance

Company Interview Excerpt: Ronald Hunter - Standard Management Corporation (SMAN) (0/0/00)
- Ronald Hunter, Standard Management Corporation (SMAN)
- Life Insurance

Analyst Interview Excerpt: Insurance Brokers : Gary K. Ransom - Conning & Company (0/0/00)
- Gary K. Ransom, Conning & Company
- Insurance Brokers

Company Interview Excerpt: Kent Baker - United Fire & Casualty Company (UFCS) (0/0/00)
- Kent Baker, United Fire & Casualty Company (UFCS)
- Life Insurance

Company Interview Excerpt: David Eslick - U.S.I. Holdings Corporation (USIH) (0/0/00)
- David Eslick, U.S.I. Holdings Corporation (USIH)
- Insurance Brokers

Company Interview Excerpt: Phillip Perillo - Quotesmith.com Inc (QUOT) (0/0/00)
- Phillip Perillo, Quotesmith.com Inc (QUOT)
- Life Insurance

Company Interview Excerpt: Mark A. Oliver - Citizens, Inc. (CIA) (0/0/00)
- Mark A. Oliver, Citizens, Inc. (CIA)
- Life Insurance

: Roundtable Forum: Non-life Insurance (0/0/00)
- ALICE CORNISH ET AL, PRUDENTIAL SECURITIES ET AL
- Non-Life Insurance

Company Interview Excerpt: Bronek Masojada - Hiscox Plc (HSX.L) (0/0/00)
- Bronek Masojada, Hiscox Plc (HSX.L)
- Insurance
For more information call (212) 952 7400. The Wall Street Transcript does
not endorse any of the comments made by interviewees, and does not make stock
recommendations.
Copyright 1999, Wall Street Transcript Corp.
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