Financial Services >> CEO Interviews >> August 16, 2004

MICHAEL SHELTON – FNB FINANCIAL SERVICES CORPORATION (FNBF) (FNBF)

MICHAEL W. SHELTON joined FNB Financial Services Corporation in 1996 as Controller and has served as Chief Financial Officer since January 2000. He was named Senior Vice President of the company in January 2004. Prior to his employment with FNB Financial Services Corporation, he was with a large regional institution for four years where he worked in the areas of credit administration, and mergers and acquisitions. Mr. Shelton began his 16 year banking career in 1988 at a Greensboro, North Carolina-based thrift, while working four years in the accounting and operations department. He attended the University of North Carolina at Greensboro, where he received both a BS and MS degree in Accounting. He is also a Certified Management Accountant. Profile
TWST: Give us a brief history of your bank and an overview of your

operations.

Mr. Shelton: FNB Financial Services Corporation is a financial holding

company that provides banking, mortgage