Financial Services >> CEO Interviews >> June 23, 2003

Greg Steffens – Southern Missouri Bancorp Inc (smbc)

GREG A. STEFFENS is CEO of Southern Missouri Bancorp, Inc. Profile
TWST: Would you begin with an overview of Southern Missouri

Bancorp and the areas that you operate in?

Mr. Steffens: We are a $280 million commercial bank located in

southeast Missouri. We