Financial Services >> CEO Interviews >> March 11, 2003

Stephen Byrne – Vestin Mortgage Inc (vstn)

STEPHEN J. BYRNE is Chief Executive Officer of Vestin Mortgage, Inc., a subsidiary of Vestin Group, Inc. He joined Vestin as Senior Lending Officer in June 1998. Mr. Byrne has 22 years of banking and commercial lending experience. He has extensive problem loan resolution experience in Texas and Nevada. Mr. Byrne has managed a portfolio of $250 million in problem loans with a team of five lenders and three support staff. He syndicated or underwrote approximately $1.5 billion in gaming industry credit facilities. Mr. Byrne started own licensed mortgage and closed over $10 million in privately funded loans in the first year. Prior to joining Vestin he was President of CapSource, Inc., Las Vegas, Nevada, from February 1997 to June 1998; Vice President of the Gaming Industry Division, Wells Fargo Bank, Las Vegas, Nevada from October 1991 to February 1997; Division Manager for Diversified Asset Group, First Interstate Bank of Nevada, Las Vegas, from January 1991 to October 1991; Vice President and Team Leader, DAG-Houston Commercial Division, First Interstate Bank of Texas, N.A., Houston, Texas from July 1987 to December 1990; Assistant Vice President, Allied Bancshares, Houston, Texas, from June 1983 to June 1987 and Internal Auditor, Allied Bancshares, Houston, Texas from June 1980 to June 1983. He has a BA degree in Business Administration and Economics from Hastings College, Hastings, Nebraska. Profile
TWST: Can we start out with an overview of Vestin Mortgage and

the Vestin Group as well?

Mr. Byrne: Vestin Mortgage is the primary subsidiary of Vestin

Group. We have some other subsidiaries