Financial Services >> Sector Roundtables >> March 15, 2004


PEYTON N. GREEN, an analyst with FIN Midwest Research Securities Corp., began his career in the brokerage industry in 1993 and has been a research analyst since 1996. As an equity analyst he has focused on the banking industry since 1998. Most recently, Mr. Green joined FTN Midwest Research's Nashville, Tennessee, office, where he has been responsible for building the firm's coverage of small and mid-cap financial institutions since August 27, 2001. Previously, Mr. Green was responsible for bank and thrift and insurance research at an employee- owned broker-dealer headquartered in Birmingham, Alabama. In 2002, Mr. Green was recognized as a Top 10 Stock Picker in the United States by NASDAQ-STARMINE 2002 Analyst Award Winner survey. In May 2003, Mr. Green was listed as the third best among 97 analysts who covered banks and S&Ls in The Wall Street Journal's 'Best on the Street' survey. He is a graduate of The University of the South where he received a BS in Natural Resources in 1993. Profile
JOSEPH A. STIEVEN is Senior Vice President and Director of the Financial Institutions Research Group at Stifel, Nicolaus & Company, Inc. Mr. Stieven formally established the company's coverage of the bank and thrift industries when he joined Stifel in 1985. He is widely quoted by both regional and national publications and has been a member of the Wall Street Transcript's Midwest Regional Banking Panel in each of the past 15 years. In addition, he has been recognized as the top analyst in the country for the Midwest region by the American Banker. He has worked on over 100 bank and thrift transactions over the past decade. Additionally, he has managed nine financial institution equity trusts, raising over $200 million and gaining national recognition. Prior to joining Stifel, Nicolaus, he was an analyst/examiner with the Federal Reserve Bank of St. Louis. He was responsible for designing and programming the cash flow analysis programs which were used by the Federal Reserve in reviewing merger/acquisition applications. He holds a BSBA and an MBA, both with concentrations in finance, from the University of Missouri-St. Louis. He previously has or currently serves on the Board of Directors of Stifel, Nicolaus & Company, the University of Missouri-St. Louis Alumni Business Board, and the St. Louis University High School Advancement Board. Profile
JACQUELINE REEVES, Managing Director of Ryan Beck & Co., has more than 12 years of analytical experience and has spent the majority of her career following mid-cap regional banks across the United States. Prior to joining Ryan Beck, she was Director of Research for Putnam Lovell NBF Securities, Inc., and also served as Managing Director of Mid-Cap Regional Commercial Banks. Prior to joining Putnam Lovell in 1999, she served as a Vice President, covering regional banks with Salomon Smith Barney and Janney Montgomery Scott. Earlier in her career, she served as a junior analyst with CSFB and NM Rothschild. She received a BS degree from Cedar Crest College in Allentown, Pennsylvania. Profile
DAVID J. KONRAD is a Vice President at Keefe, Bruyette & Woods, Inc., responsible for research coverage of banks and thrifts in the Midwestern United States. Prior to joining KBW in July 2002, Mr. Konrad spent 10 years in Harris Bank's Corporate and Investment Banking Division, serving as a Vice President and Senior Relationship Banker covering Midwest financial institutions. In addition, Mr. Konrad also served as a Relationship Banker in the Asset Based Lending Division of LaSalle National Bank of Chicago. Mr. Konrad graduated from Northern Illinois University and earned his MBA from Loyola University of Chicago. Profile
TWST: Jackie, what's gone on in this group of Midwestern banks from a

business point of view over the last year or so?

Ms. Reeves: The Midwest financial institutions have had some