Peyton N. Green

PEYTON N. GREEN, an analyst with FIN Midwest Research Securities Corp.,
began his career in the brokerage industry in 1993 and has been a
research analyst since 1996. As an equity analyst he has focused on the
banking industry since 1998. Most recently, Mr. Green joined FTN Midwest
Research’s Nashville, Tennessee, office, where he has been responsible
for building the firm’s coverage of small and mid-cap financial
institutions since August 27, 2001. Previously, Mr. Green was
responsible for bank and thrift and insurance research at an employee-
owned broker-dealer headquartered in Birmingham, Alabama. In 2002, Mr.
Green was recognized as a Top 10 Stock Picker in the United States by
NASDAQ-STARMINE 2002 Analyst Award Winner survey. In May 2003, Mr. Green
was listed as the third best among 97 analysts who covered banks and
S&Ls in The Wall Street Journal’s ‘Best on the Street’ survey. He is a
graduate of The University of the South where he received a BS in
Natural Resources in 1993.

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March 15, 2004