Financial Services >> CEO Interviews >> October 21, 2002

Joseph Grant – Texas Capital Bancshares Inc

JOSEPH M. GRANT is Chairman and Chief Executive Officer of Texas Capital Bancshares, Inc., Chairman of Texas Capital Bank and Chairman and Chief Executive Officer of Bank Direct. He has more than 30 years of banking experience. He began his banking career with Citibank in New York. Prior to joining Texas Capital, he was CFO and Executive Vice President of EDS and Chairman and CEO of Texas American Bancshares, Inc., the sixth largest bank holding company in Texas at that time. Prior to that he was Senior Vice President and Economist of Texas Commerce Bank in Houston. Mr. Grant has authored two books, The Development of State Chartered Banking in Texas (1978) and The Great Texas Banking Crash: An Insider's Account (1954). Mr. Grant has a PhD in Finance and Economics from the University of Texas at Austin, an MBA in Finance from the University of Texas at Austin and a BBA in Finance from Southern Methodist University. Profile
TWST: Could you start us off with a short introduction to Texas

Capital Bancshares?

Mr. Grant: Texas Capital Bancshares was organized in December

1998 with $80 million initial capital, which