Financial Services >> CEO Interviews >> June 1, 1998

David L. Payne – Westamerica Bancorp (wabc)

DAVID L. PAYNE is Chairman, President & CEO of Westamerica Bancorporation, a holding company for two northern California community banks. Westamerica Bancorporation is headquartered in San Rafael. A longtime major Westamerica shareholder, Mr. Payne was elected to the Board in 1984, became Chairman in 1988 and Chief Executive Officer the following year. In part, the company's impressive growth over these past years reflects a series of successful mergers with smaller banking companies that share Westamerica's community banking philosophy: John Muir National Bank, Napa Valley Bancorporation, PV Financial, CapitolBank-Sacramento, North Bay Bancorp and ValliCorp Bank-Fresno. Mr. Payne came to Westamerica from his family printing, publishing and cable TV business, a well-diversified and solid bottom-line-oriented background that helped him to successfully lead Westamerica in this rapidly changing and consolidating banking business. Profile
TWST: Give us a brief summary -- a bit of an historical sketch on the

company. And then, bring us up-to-date, over the next two to three

years, what do you see as the key challenges and