General Investing >> Money Manager Interviews >> May 3, 2004

DAVID JOY – AMERICAN EXPRESS FINANCIAL ADVISORS

DAVID M. JOY is a Vice President of Capital Markets Strategy for American Express Financial Advisors (AEFA). He joined the firm in March 2003. In this role, Mr. Joy facilitates the development of American Express' monthly capital markets outlook and helps the company's advisors and retail and institutional clients apply this perspective in their investing strategies. He chairs American Express' Capital Markets Committee comprised of the company's senior investment and economic leadership, which develops the company's capital markets outlook. Mr. Joy has more than 25 years' experience in the financial services industry. Prior to American Express, he worked at Pioneer Investments in Boston where he was Senior Vice President of global Investment Communications, responsible for communicating the firm's investment strategy and market outlook, providing direction on investment products and consulting on marketing programs. Mr. Joy also served in investment communications roles at Prudential Investments, Massachusetts Financial Services and Mitchell Hutchins Asset Management, a division of PaineWebber. He began his financial services career as a credit analyst with Bank of Boston and Moody's Investors Service. Mr. Joy became a fixed income portfolio manager with Bank of New England and later with MetLife ' State Street Investment Services, where he managed the Municipal Bond Department and later led new product development efforts. Mr. Joy is a graduate of the College of the Holy Cross. He earned his MBA degree from Boston College's Carroll School of Management. Profile
TWST: Can you begin by telling us about American Express Financial

Advisors and your responsibilities there?

Mr. Joy: Our assets under management are close to $300 billion in almost

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