Vincent W. Hesser

VINCENT W. HESSER has been President, Chief Executive Officer and
Director of OneCap since June 1999. His areas of responsibility include
coordinating the development of corporate policies, goals and objectives
relative to company operations, lender and investor relations, and
financial performance and growth. Mr. Hesser oversees the company’s
daily operations and business affairs to ensure that its business
objectives are achieved. During his tenure as a finance executive at
Pacific Properties (1992-1999), Mr. Hesser obtained project equity and
debt financing for various real estate projects, and he oversaw the
buildout of housing, apartment, and commercial real estate projects. Mr.
Hesser began his career at PriMerit Bank (subsequently purchased by
Norwest) in Las Vegas, Nevada. He was responsible for analyzing,
evaluating and reporting on numerous real estate joint ventures over 20
real estate and development companies throughout the southwestern United
States. He also assisted PriMerit in its reviews with the Office of
Thrift Supervision (OTS) and Federal Deposit Insurance Corporation
(FDIC) with respect to those investments. Mr. Hesser is a graduate of
Southern Utah University and earned his Master of Accountancy degree,
summa cum laude and with high distinction. He has obtained his CPA
Certificate and also holds a General Contractors’ license in the State
of Nevada.