THOMAS S. MITCHELL, Senior Analyst at Miller Tabak + Co., LLC, began in the industry as a Research Analyst with NYSE firm Mabon, Nugent & Co. in 1973, for which he covered consumer and commercial finance companies, credit card companies, and large multi-industry companies encompassing major insurance and financial subsidiaries. He also managed a firm account investing in distressed situations, reorganizations and bankruptcies. In 1983, Mr. Mitchell joined New York investment management firm Weiss, Peck & Greer as one of five Portfolio Analysts, with primary coverage responsibility for the financial stock sector. As a General Partner of Weiss, Peck & Greer from 1984 to 1990, he also initiated programs for the firm to invest in foreign stocks, and to use index futures and options for bona fide portfolio hedging. In 1990, Mr. Mitchell branched out to set up an independent money management shop, Thomas Mitchell Management Co., Inc., and has managed individual and institutional accounts for the past 16 years. He rejoined the sell side at Miller Tabak in July 2006, with primary coverage responsibility for banks, REITs and other financial stocks. A respect for credit analysis and for observation of broad industry trends has guided his investing approach throughout the past 38 years.