Tamara Kravec

TAMARA KRAVEC is a vice president and a research analyst in the Equity
Research Department at Banc of America Securities LLC, where she covers
the life insurance sector. She joined Banc of America Securities in June
2000 as a member of the Equity Research Management team. In her role as
Director of Associates, she managed equity research associates
nationwide and developed the company’s emerging analyst program. In
2002, she returned to research coverage and spent two years working with
the Property Casualty Insurance team, where she focused primarily on the
insurance brokers and personal lines insurers. Previously, she was a
research analyst in the Equity Research Department at Morgan Stanley
Dean Witter, where she covered health insurers and health maintenance
organizations and later focused on property/casualty insurers and
reinsurers. Before that, she was a research associate covering the life
and health insurance sector at Credit Suisse First Boston. She earned a
bachelor of science degree in economics from Miami University (Ohio) and
a master of business administration degree from New York University’s
Leonard N. Stern School of Business. She is a member of the Association
of Insurance and Financial Analysts.