Scott E. Willkomm

SCOTT E. WILLKOMM joined Scottish Annuity & Life Holdings, Ltd. as its
President in March 2000, was elected to its Board of Directors in June
2000 and was appointed to the additional post of Chief Financial Officer
in September 2000. Mr. Willkomm is responsible for the day-to-day
business and financial operations of the company and its subsidiaries.
Prior to joining the company, he was an Investment Banker specializing
in insurance, banking and financial services. Mr. Willkomm was a
Managing Director with Prudential Securities Incorporated responsible
for that firm’s insurance investment banking activities. During his
tenure with Prudential Securities, Mr. Willkomm represented insurance
and reinsurance companies in connection with public and private
offerings of equity and debt securities, mergers and acquisitions and
other strategic transactions. In addition, Mr. Willkomm advised a number
of clients in establishing offshore reinsurance companies in both life
and property and casualty disciplines, including lead-managing the
company’s initial public offering in November 1998. Prior to joining
Prudential Securities in 1996, Mr. Willkomm was a Senior Vice President
with Oppenheimer & Co., Inc. (now part of CIBC World Markets) in that
firm’s Financial Institutions Group. Before joining Oppenheimer in 1993,
Mr. Willkomm was associated with First Albany Corporation and Sandler
O’Neill & Partners, L.P. Mr. Willkomm began his Wall Street career in
1987 with Merrill Lynch & Co.’s Mergers and Acquisitions Department. He
is a 1987 graduate of Bowdoin College.