Richard A. Widdicombe

RICHARD A. WIDDICOMBE assumed the office of President of the 21st
Century Holding Company subsidiaries, Federated National
Insurance Company and Assurance Managing General Agents, Inc. in
November 1999 and American Vehicle Insurance Company in August
2001. Mr. Widdicombe has over 20 years’ insurance experience. He
started as an adjuster with Allstate Insurance Company and has
worked with Indiana Insurance Company. During the past 15 years,
Mr. Widdicombe worked for Insurance Servicing and Adjusting
Company and its sister company, Jardine MacNeil, as Vice
President. Mr. Widdicombe holds his adjuster’s license and CPCU
designation. He is a member of the Florida Department of
Insurance Initial Disaster Assessment team.