Ray W. McKewon

RAY W. MCKEWON is Executive Vice President and Secretary of Accredited
Home Lenders Holding Co. Mr. McKewon co-founded Accredited Home Lenders,
Inc., with mortgage banker Jim Konrath in 1990. Mr. McKewon has more
than a decade of experience in the mortgage lending market. From 1980 to
1990, Mr. McKewon was Founder and managing partner of Enterprise
Management Company, a venture capital firm. Mr. McKewon is also a
Director of American Residential Investment Trust, Inc., a publicly
traded mortgage origination company. Prior to and during his career in
business, Mr. McKewon served in the U.S. Navy and U.S. Naval Reserve for
over 30 years, retiring in 2001 with the rank of Captain. Mr. McKewon
earned a Bachelor of Science degree in Mathematics and a Bachelor of
Arts degree in English from the University of Oklahoma in 1970, and a
Master’s in Business Administration from Pepperdine University in 1975.