Michael P. Devine

MICHAEL P. DEVINE has served as the President and Chief Operating
Officer of Dime Community Bancshares, Inc., and The Dime Savings Bank of
Williamsburgh since January 1, 1997. He has served as Chief Operating
Officer of The Dime Savings Bank of Williamsburgh since 1989, and as
Chief Operating Officer of Dime Community Bancshares, Inc. from its
inception in 1995. Prior to the appointment as President and Chief
Operating Officer, he served as Executive Vice President and Secretary
of both Dime Community Bancshares, Inc., and The Dime Savings Bank of
Williamsburgh. Mr. Devine has served as a Director of Dime Community
Bancshares, Inc., since its formation in 1995 and as a Trustee or
Director of the Dime Savings Bank of Williamsburgh since 1980. Mr.
Devine joined The Dime Savings Bank of Williamsburgh in 1971 and has
served as the Internal Auditor, Comptroller and Investment Officer.
Prior to 1971, Mr. Devine served as a Senior Accountant with the firm of
Peat Marwick Mitchell & Co.