Michael Clulow

MICHAEL CLULOW joined UBS Warburg in April 2000, and has covered the
healthcare IT & outsourcing sector as a Sell-Side Research Analyst for
the past four years. He has consistently been at the forefront of the
healthcare IT sector, publishing one of the first industry reports
discussing the impact of the Internet on healthcare in December 1998.
His most recent analysis, The Future of e-health published August 2000,
provides a comprehensive look at today’s new technologies and assesses
the long-term viability of current business models. Prior to his career
as a Sell-Side Analyst, he was employed on the buy-side at TIAA-CREF and
in corporate finance at PNC Financial Corporation. Mr. Clulow holds a
Bachelor’s degree in Finance and a MBA in Finance & Economics from the
Stern School of Business, New York University. He is also a member of
the Health Information Management and Systems Society (HIMSS) and the
Association for Investment Management Research (AIMR).