MARK D. GARFINKEL is a Vice President of Trusco Capital
Management. Prior to joining the firm in 1994, he was a
Portfolio Manager in the Trust Investment Management area of the
SunTrust affiliate in Nashville, Tennessee, from 1990. He has 12
years of investment experience. Mr. Garfinkel is a member of the
Atlanta Society of Financial Analysts and the Association of
Investment Management & Research. He earned a BA from Vanderbilt
University in 1986 and an MBA from Vanderbilt University in 1987.
Mr. Garfinkel is a Chartered Financial Analyst.
James Behre - Trusco Capital Management
January 13, 2003