Kevin P. Fitzsimmons

KEVIN P. FITZSIMMONS joined Sandler O’Neill & Partners, LP, in April
2003. He is currently focused on covering several Southeast regional
banks. Prior to this, he worked for two years at Prudential Securities
and two years at Credit Suisse First Boston on those firms’ respective
bank teams. Prior to joining Credit Suisse First Boston in late 1998,
Mr. Fitzsimmons spent two years as an Equity Analyst for The Boston
Family Office, LLC (a Boston-based investment services firm specializing
in high-net-worth clients) and three years as a Commercial Bank Examiner
for the Federal Reserve Bank of Boston. Previously, he served four
years as an officer in the United States Navy. Mr. Fitzsimmons earned a
BBA and an MBA from the University of Notre Dame.