Keith Baird

KEITH BAIRD is based in London and has worked for Enskilda Securities
for one year principally covering bank stocks in Germany, Switzerland,
France and the Netherlands. Prior to this, he spent 10 years with
Kleinwort Benson Securities in London covering the pan-European banking
sector where he led a team of analysts. Before joining the securities
industry, he worked in banking in London and abroad in a variety of
roles, including treasury and credit.