John M. Bond

JOHN M. BOND, JR. has served as a director, President and CEO of
Columbia Bancorp since its inception and was one of two individuals who
started Columbia Bancorp in 1987. He previously held Senior Vice
President positions with Chase Bank of Maryland, a regional affiliate of
Chase Manhattan Bank, N.A. and The First National Bank of Maryland
President with Citibank, N.A. in New York and a Consultant with McKinsey
& Company. He is a Magna Cum Laude graduate of Harvard College and
earned an MBA and JD degrees from Columbia University. Mr. Bond
currently serves as a Trustee of Goucher College and is Chairman of the
Maryland Bankers’ Association. In 1997, he received the Entrepreneur of
the Year Award for Financial Services in Maryland sponsored by Ernst &
Young LLP, the Kaufman Foundation, USA Today and NASDAQ.