Joel J. Houck

JOEL J. HOUCK, Vice President, joined A.G. Edwards & Sons, Inc. in 1997.
His previous work experience includes six years in the commercial
banking industry, three years at PNC Bank, and three years at Boatman’s
Bancshares in various commercial lending and credit capacities. He
ranked Number One in The Wall Street Journal Best on the Street Survey
in 2001 for stock picking and placed in the top five in 2000 and 2001
for earnings estimate accuracy. He currently follows specialty finance
companies and related industries (consumer finance, commercial finance,
credit cards, and mortgage). A Chartered Financial Analyst, Mr. Houck
received an MBA from Miami University. In his spare time, Mr. Houck
likes to spend time with his wife and four children. Occasionally he
golfs, but his handicap remains undisclosed.