James A. Faulkner

JAMES A. FAULKNER is Vice Chairman of Century South Banks, Inc. He began
his banking career in 1964 with The First National Bank of Gainesville.
On May 1, 1980 he joined Bank of Dahlonega as Executive Vice President.
He was named President and CEO of Bank of Dahlonega, April 1, 1985, and
on December 19, 1989 he was named Chairman of the Board of Directors. On
December 19, 1989 Mr. Faulkner was named President of Century South
Banks, Inc., and on April 24, 1991 he was named CEO of Century South
Banks. On December 16, 1997 he was named Vice Chairman and Chief
Executive Officer of Century South Banks. Presently he serves on Board
of Directors of Bank of Dahlonega, Dahlonega, Georgia; Bank of Ellijay,
Ellijay, Georgia; Georgia First Bank, Gainesville, Georgia; Century
South Banks, Inc., Dahlonega, Georgia; Bank of Danielsville,
Danielsville, Georgia and Eufaula Bancorp, Eufaula, Alabama. Mr.
Faulkner has a BBA degree, from the University of Georgia 1968. He is a
1972 graduate of The School of Banking of The South, Louisiana State
University, Baton Rouge, Louisiana.