Greg Steffens

GREG STEFFENS has served as President and Chief Executive Officer
of Southern Missouri Bank & Trust Co. since May, 1999, and
President of Southern Missouri Bancorp since October 2000. He
also serves as a director for both companies. Mr. Steffens began
his career with Southern Missouri as the Chief Financial Officer
in February 1998. Prior to joining Southern Missouri, he was
employed as the Chief Financial Officer for Sho-Me Financial
Corp, the parent holding company for First Savings Bank in Mt.
Vernon, Missouri. As CFO, he was responsible for developing and
implementing the plans for deploying the proceeds of that
company’s initial public offering , overseeing risk management
and helping to set the strategic direction of the company. Mr.
Steffens joined Southern Missouri after First Savings sold to
Union Planters Bank in 1998. Prior to working at First Savings,
Mr. Steffens worked as a bank examiner for the Office of Thrift
Supervision from college graduation to December 1993.