Frederick O. Terrell

FREDERICK O. TERRELL is currently Managing Partner and Chief Executive
Officer of Provender Capital group, LLC, a private equity investment
firm based in New York and Los Angeles. Prior to forming Provender in
1997, Mr. Terrell was a Managing Director and Partner with the
international investment banking firm of Credit Suisse First Boston,
beginning his association with the firm in 1983. He serves as Chairman
of Carver Bancorp, Inc., The Diversity Channel, Inc., PacPizza LLC and
the Yale School of Management, Mr. Terrell received his BA degree from
La Verne College, an MA from Occidental College and his MBA from the
Yale School of Management.