Cyril Mcguire One

CYRIL MCGUIRE, one of our co-founders, has served as a director since
1987 and has been our Executive Chairman since 1991. From 1987 to 1991,
Mr McGuire served as our Managing Director. Prior to co-founding us, Mr
McGuire worked with the ICC Bank, a leading Irish commercial bank, from
1982 to 1987. Mr McGuire received a BComm and an MBS from University
College Dublin. Mr McGuire is a member of the Marketing Institute of
Ireland