Christopher E. Baggini

CHRISTOPHER E. BAGGINI is a principal of AIA and manager of the Mid-Cap
Equity Portfolio and the Capital Growth Portfolio. Prior to joining
First National, Mr. Baggini served as portfolio manager and research
analyst for First Metropolitan development Corporation. He has more than
12 years of experience in investment management, including more than
four years at Salomon Brothers with responsibilities in equity research,
sales and trading. Mr.Baggini is a Chartered Financial Analyst.