Charles D. Christy

CHARLES D. CHRISTY is Executive Vice President and Chief Financial
Officer of Citizens Banking Corporation. He has been with Citizens
Banking Corporation since September 2002. His responsibilities include
accounting, finance, treasury, legal and investor relations. Prior to
joining Citizens, Mr. Christy was with Bank One for over 11 years,
holding a number of key leadership positions. His last role was to focus
on the expansion of the Investment Management Group (IMG) through target
acquisitions and strategic initiatives. Prior to this position, Mr.
Christy served as the Treasurer of Bank One’s retail line of business.
Other positions held within Bank One included CFO of Bank One, Kentucky,
CFO of Bank One, Lexington, and CFO of the Consumer Financial Services
Division of Finance One which included a subprime finance unit, student
lending, brokered home equity, Bank One Mortgage, and a tax anticipation
loan unit. Before joining Bank One, Mr. Christy was a Senior Manager
with Deloitte & Touche and served as the National Functional Specialist
for financial management, strategic financial planning and modeling, and
capital financing consulting services in the healthcare industry. He
also served as the Controller for a privately held retail/restaurant
baking company that operated five bakeries. Mr. Christy is a graduate of
Ohio University where he earned his BBA in Accounting and Finance. He
also attended Stonier, graduated with honors (1997). He published an
article (1998) in Healthcare Financial Management magazine entitled
‘Annual Financial Physicals: Just What the Doctor Ordered.’