Bradley G. Ball

BRADLEY G. BALL joined Prudential Financial Inc.’s Equity Research
Department in November 2000, and is a Senior Vice President covering the
Specialty Finance and Mortgage Finance sectors. Previously, Mr. Ball was
a Director at Credit Suisse First Boston and a Senior Bank Examiner at
the Federal Reserve Bank of New York. On three occasions during his
tenure at the Fed, Mr. Ball was awarded the Federal Reserve Bank of New
York’s Presidential Award for Excellence. His research has been
recognized in several polls, including Institutional Investor Magazine’s
All Star Analyst poll in 2000 (‘Best Up-And-Comer’ for Specialty
Finance) and in 1998 (‘Best Up-And-Comer’ for Money Center Banks),
Reuters Annual Analyst Poll (1998-2000), and The Wall Street Journal All
Star Analyst Survey for stock picking (1998). Mr. Ball earned an MBA in
Finance from New York University and a BA in History and Environmental
Studies from Williams College. He is currently a member of the Board of
the Bank and Financial Analyst Association and a member of the New York
Society of Securities Analysts.