Alain Karaoglan

ALAIN KARAOGLAN is the Senior Equity Analyst following the property &
casualty insurance industry at Deutsche Banc Alex. Brown. He was
previously associated with Donaldson, Lufkin & Jenrette, Bear Stearns,
First Boston and E.F. Hutton. Mr. Karaoglan received a BA in Economics
and a BS in Business Administration both Magna Cum Laude from Pepperdine
University and an MBA from the Amos Tuck School of Business
Administration at Dartmouth College.

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