Todd Hagerman joined London-based Collins Stewart in June 2009 as the Head of U.S. regional bank research, following a similar role at Credit Suisse Securities (USA). Prior to joining Credit Suisse in 2007, Mr. Hagerman spent eight years as a Senior Banking Analyst at Fox-Pitt, Kelton in New York. He also served more than a decade at the Federal Reserve Bank, where he fulfilled various roles in bank supervision and regulation at both the Federal Reserve Bank of New York and the Federal Reserve Bank of San Francisco. His work at the Fed included various management positions in bank surveillance and review, bank examinations, and policy and special studies. Mr. Hagerman holds a B.S. in finance and economics from the University of Arizona, and he earned his MBA at the Marshall School of Business at the University of Southern California.