Terence Gallagher

Terence Gallagher joined Kaufman Bros., LP, in 2008 to start the Environmental
Sciences trading desk. Since joining Kaufman, he has been a guest lecturer and
panelist at the 2008 Labs21 Conference, advised and interacted with S&P 500
companies, and has been invited to speak at an upcoming World Bank conference.
He has more than 10 years of equity trading experience; before joining Kaufman
Bros., he was a top producer for Crown Financial Group, covering institutions
and broker-dealer accounts. Prior to Crown Financial, he was an Assistant Vice
President for Spear, Leeds & Kellogg Capital Markets, where he worked as a
senior member of a top producing team, covering program, broker-dealer and
institutional accounts. He has an MBA degree in Finance from Rutgers University
and a BS degree in Marketing from Bloomsburg University.