MERRILL ROSS is co-head of the real estate research team at Friedman,
Billings, Ramsey Group, Inc. She focuses on office/industrial,
apartments, mortgage and related real estate stocks. She was previously
a financial services analyst with Wheat First Butcher Singer, Credit
Suisse First Boston and Salomon Brothers. Prior to that, she was
affiliated with Ranieri Wilson & Co. and IBCA, an international bank
credit rating agency. She received a BA in Chemistry from Barnard
College and an MBA from Pace University.
