John S. Glass

JOHN S. GLASS is a Retail Analyst at BT Alex. Brown. Previously, he was
associated with Coopers & Lybrand. Mr. Glass received his Bachelor’s
degree from Colby College and his MBA from the Yale School of
Management.

MARK D. MANDEL is a Director, Senior Retail Analyst at ABN AMRO Chicago
Corporation. Previously, he was associated with Salomon Brothers and
Continental Asset Management. A Chartered Financial Analyst, Mr. Mandel
received his Bachelor’s degree from the University of Arizona and his
Master’s degree in International Management from the American Graduate
School of International Management.

AMY RYAN is a First Vice President at Prudential Securities.
Previously, she was associated with Fred Alger Management. A Chartered
Financial Analyst, Ms. Ryan received both her Bachelor’s and Master’s
degree from Vanderbilt University.