Financial Services >> CEO Interviews >> December 8, 2003

F.STEPHEN WARD – FIRST NATIONAL LINCOLN CORPORATION (FNLC)

F. STEPHEN WARD is the Treasurer and Chief Financial Officer of First National Lincoln Corporation, a position he has held since 1994, and also serves as Senior Vice President and Chief Financial Officer of The First National Bank of Damariscotta, its subsidiary. He has been employed by the company since 1990 and has previously held positions in strategic planning and marketing. Mr. Ward holds both a Bachelor's degree and Master's of Business Administration degree in Finance from the University of Maine. Profile
TWST: Would you begin with a history and quick overview of First

National Lincoln Corporation?

Mr. Ward: First National Lincoln Corporation is a one-bank holding

company for The First National