Financial Services >> CEO Interviews >> March 31, 2003

Robert Smith – Asb Financial Corporation

ROBERT M. SMITH is President and Chief Executive Officer and a Board Member of ASB Financial Corp., a $150 million asset holding company including American Savings Bank, fsb. American Savings is a publicly owned bank with offices in Portsmouth and Waverly, Ohio. A native of Portsmouth, Mr. Smith has been employed by American Savings for 36 years, beginning as a teller in 1966. Prior to working at American Savings, Mr. Smith served in the United States Navy. He received his degree from Ohio University, Athens, Ohio, graduated from the Academy for Financial Executives at the Ohio State University and moved up the ladder at ASB from teller to Treasurer to Executive Vice President and was named President and CEO in 1998. Mr. Smith has been on the Board at American Savings since 1985. Profile
TWST: Would you begin with a brief historical sketch of ASB

Financial and an overview of the things you're doing at the

present time?

Mr. Smith: ASB Financial Corp. is the parent company of