Financial Services >> Analyst Interviews >> January 8, 2015
U.S. Banks in Low-Risk, Low-Reward Environment
Jim Sinegal is a Senior Equity Analyst at Morningstar, covering the banking and payment industries. He has worked extensively on the topic of competitive advantage, developing Morningstar's analytical frameworks for the banking and payment industries and serving on the firm's "Economic Moat Committee," which evaluates the competitive positioning of more than 1,500 companies across various sectors. Mr. Sinegal has been extensively quoted in publications including American Banker, PaymentsSource, Bank Director, Forbes and The Wall Street Journal, and regularly provides sector commentary on CNBC, Fox Business, Bloomberg Television and PBS. Mr. Sinegal holds a bachelor’s degree in biology from the University of Southern California. He also holds a master’s degree in business administration from the University of Pittsburgh, where he received the Stipanovich Award, presented to the program’s outstanding student in finance, and the Robinson Prize for academic and professional excellence. Profile
TWST: Could you tell us briefly about what you cover?
Mr. Sinegal: I cover the big four U.S. banks: Wells Fargo (WFC), Citigroup (C), Bank of America (BAC) and