James W. Mersereau

JAMES W. MERSEREAU is Managing Director of Carderock Capital, a
trademarked service of The Mersereau Company for providing investment
management services to the clients of Financial Advisors. Mr. Mersereau
is the President of The Mersereau Company, and assisted in its formation
in 1986. He serves as Portfolio Manager. Prior to that, Mr. Mersereau
worked for Riggs National Bank from 1983 to 1986 and served as Assistant
Vice President, Corporate Lending and Loan Review. Additionally, he
worked for Merrill Lynch from 1979 to 1980 as a Corporate Intern and
Trainee in the Sales and Regional Municipal Bond Departments. Mr.
Mersereau has a BA with honors from Vanderbilt University and an MBA
with honors from the Kogod School of Business, American University. His
other designations include: Chartered Financial Analyst, Institute of
Chartered Financial Analysts, and Chartered Investment Counselor,
Investment Counsel Association of America. Mr. Mersereau is a member of
the Association for Investment Management and Research, and serves on a
number of Boards in the Washington area.