Northeast and Mid-Atlantic Banks

December 30, 2014

Buy ($175)

Topics covered: Rising Interest Rates, Regulatory Outlook Gains Clarity, Pockets of Growth in Northeastern Banking, Investing in Regional Banks, Interest Rates and Loan-Growth Strategies, Growing Compliance Costs, Benefits from Higher Interest Rates, A More Nationalized Banking System

Companies covered: Zions Bancorporation (NASDAQ:ZION), Wells Fargo & Company (NYSE:WFC), TCF Financial Corporation (NYSE:TCF), Susquehanna Bancshares, Inc. (NASDAQ:SUSQ), SunTrust Banks, Inc. (NYSE:STI), Synovus Financial Corp. (NYSE:SNV), PNC Financial Services Group, Inc. (The) (NYSE:PNC), M&T Bank Corporation (NYSE:MTB), KeyCorp (NYSE:KEY), Hudson City Bancorp, Inc. (NASDAQ:HCBK), Flagstar Bancorp, Inc. (NYSE:FBC), CIT Group Inc (NYSE:CIT), BB&T Corporation (NYSE:BBT), Investors Bancorp, Inc. (NASDAQ:ISBC), Evans Bancorp, Inc. (NYSEAMERICAN:EVBN), Valley National Bancorp (NYSE:VLY), Peoples Bancorp Inc. (NASDAQ:PEBO), Astoria Financial Corporation (NYSE:AF), Columbia Banking System, Inc. (NASDAQ:COLB), Banner Corporation (NASDAQ:BANR), Umpqua Holdings Corporation (NASDAQ:UMPQ), Sterling Bancorp (NYSE:STL), Preferred Bank (NASDAQ:PFBC), Heritage Financial Corporation (NASDAQ:HFWA), Alphabet Inc (NASDAQ:GOOG), Glacier Bancorp, Inc. (NASDAQ:GBCI), Salesforce.com Inc (NYSE:CRM), U.S. Bancorp (NYSE:USB), Huntington Bancshares Incorporated (NASDAQ:HBAN), Fifth Third Bancorp (NASDAQ:FITB), First Horizon National Corporation (NYSE:FHN), Comerica Incorporated (NYSE:CMA), Cullen/Frost Bankers, Inc. (NYSE:CFR), Lake Shore Bancorp, Inc. (NASDAQ:LSBK), Regions Financial Corporation (NYSE:RF), Morgan Stanley (NYSE:MS), Lazard Ltd. (NYSE:LAZ), J P Morgan Chase & Co (NYSE:JPM), Goldman Sachs Group, Inc. (The) (NYSE:GS), Greenhill & Co., Inc. (NYSE:GHL), BP p.l.c. (NYSE:BP), Bank Of New York Mellon Corporation (The) (NYSE:BK), Bank of America Corporation (NYSE:BAC)