Financial Services >> CEO Interviews >> March 11, 2005

Greg Steffens – Southern Missouri Bancorp Inc (smbc)

GREG A. STEFFENS is CEO of Southern Missouri Bancorp, Inc. Profile
TWST: Please tell us about Southern Missouri Bancorp.

Mr. Steffens: Southern Missouri Bancorp is the parent holding company

for Southern Missouri Bank & Trust. We are a small, local,