Robert D. Garces

ROBERT D. GARCES is a co-founder of Alliance HealthCard and has served
as the Chairman of the Board of Directors and Chief Executive Officer
since the company was organized. Mr. Garces also serves as Chairman of
NovaNet, Inc., a company he founded in 1994 that provides a network of
physicians, hospitals and other ancillary health services to self-
insured employers and insurance companies. In 1996, Mr. Garces co-
founded Better Image, Inc. Consolidation of Plastic Surgeons around the
United States. In 1974, Mr. Garces started a Atlanta company of
Southeastern Medical Consultants, a physician billing and management
company. During this same period he also founded two companies, which
grew into one of the largest physician billing companies in the
southeast. hospital business officer, (2) Southern Medical Imaging, a
mobile imaging company comprising 41 mobile CT units and 40 mobile MRI
units. In 1989 he developed a management company for anesthesia
departments for hospitals.

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November 12, 2004