Rick Brown

RICK BROWN was named Treasurer and Chief Financial Officer of Union
Acceptance Corporation upon its formation. He was appointed Secretary in
1998 and also serves as a Vice President of the company. A Certified
Public Accountant, Mr. Brown served as Assistant Controller for Union
Federal since coming to the bank in 1990. From 1988 to 1990, he was a
Senior Auditor for Greenwalt Sponsel & Co., Inc., an accounting firm in
Indianapolis, Indiana. Mr. Brown worked for Ernst & Young LLP, formerly
Arthur Young & Co., from 1986 to 1988 as both a Staff Assistant and a
Senior Auditor.